The Financial Conduct Authority (FCA) has published a speech by its chief operating officer, Emily Shepperd, on the need to support economic growth and investment to achieve net zero by 2050. Shepperd highlighted the importance of engaging with the industry to balance regulations, avoid unnecessary costs, and attract new talent. She discusses the importance of the role of regulatory infrastructure in supporting economic growth and the transition to net zero while maintaining high standards and balancing risk and investor protection.

The Financial Conduct Authority (FCA) has published a speech by its chief operating officer, Emily Shepperd, in which she called on building societies to embrace technology and continue to evolve without losing their community-centred credentials, and innovate to support their customers, without taking on too much risk. Sheppard also addressed the mortgage and savings markets.

The Financial Conduct Authority (FCA) has published a speech by its chief operating officer and executive director of authorisations, Emily Shepperd, in which she urged financial services firms to tap into skills markets outside of London, and also look at ways to upskill their workforce in light of the potential and challenges linked to AI.

The Financial Conduct Authority (FCA)’s Financial Services Consumer Panel has published research in which it calls on the FCA to take action to ensure firms improve visibility, and promote the benefits, of Basic Bank Accounts (BBAs), which it says are a crucial banking facility to support those in financial difficulty. The Panel also recommends that the FCA takes steps to increase consumer understanding of risks, costs and protections related to non-traditional payment mechanisms, to protect consumers from harm.

The Financial Conduct Authority (FCA) has published a speech by the director of competition, Graeme Reynolds, addressing the issue of vulnerability in the wealth management sector and its impact on clients in the context of the FCA's new growth mandate.

Law360, Expert Analysis: On 10 February 2026, the Financial Conduct Authority (FCA) announced that it had begun a High Court action against the global crypto-exchange HTX for illegally promoting cryptoasset services to UK consumers, in FCA v Huobi Global SA, with legal proceedings launched on 21 October 2025. The analysis, with contributions from Nick Barndard, partner at Corker Binning, focuses on the regulatory implications of the case and demonstrates how cryptocurrency advertising regulations must be strictly adhered to by exchanges operating in the UK market.

The Financial Conduct Authority (FCA) has published Market Watch 81, in which it discusses recent observations from its supervision of the UK MiFID transaction reporting regime. This includes the FCA’s assessment of findings from skilled person reviews issued under section 166 of the Financial Services and Markets Act 2000 (FSMA 2000) to address transaction reporting failings. The FCA expects firms to note its findings and make necessary enhancements to their transaction reporting environment to comply with relevant requirements.

The Financial Conduct Authority (FCA) has published Market Watch 82, in which it describes recent observations from supervising the UK MiFID transaction reporting regime. The newsletter covers themes including remedial timelines, back reporting, and transaction reporting errors and omissions notifications (i.e. breach notifications). The FCA encourages firms to consider integrating these observations into their existing processes to support efficient transaction reporting. It notes that this is not expected to create any additional burden for firms.

The Financial Conduct Authority (FCA) has published a speech by Nick Hulme on its new supervisory strategy for the financial advice sector. The FCA says the strategy focuses on enhancing client outcomes with a less prescriptive, and more outcomes-based approach through the Consumer Duty, allowing firms to innovate, and reduce and prevent serious harm.

The Financial Conduct Authority (FCA) has published a speech by CEO Nikhil Rathi, in which he discussed the FCA’s work on the Consumer Duty, redress, prudential impacts, and digital and data infrastructure. Rathi said the FCA wants a ‘deeper, more open relationship with investors, analysts, and the markets as a whole’ but is not a price regulator and ‘will not stand in the way of well-run businesses making profits in the face of effective competition’.

The Financial Conduct Authority (FCA) has published a speech by CEO Nikhil Rathi, in which he discussed the UK pensions landscape and whether people are saving adequately for retirement. Noting the government’s concern (set out in the Spring Budget 2024) that 5% or less of UK pension assets are invested in the UK economy, Rathi said the FCA will work with the Prudential Regulation Authority (PRA) and The Pensions Regulator to manage potential risks and support the development of a more positive ecosystem for UK investment.

The Financial Conduct Authority (FCA) has published a speech by its CEO, Nikhil Rathi, on liquidity, risk and how capital markets can drive economic growth and development in volatile times. Rathi discussed the causes of increased disruption in the financial system, and called for a number of changes, including a shift from reactive to proactive regulation, a new mindset towards risk, and investment in infrastructure, particularly around technology and cybersecurity.