Completion and post completion

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This overview is a guide to the Irish Banking & Finance content within the Completion and post-completion subtopic, with links to appropriate materials.

Preparing for completion

'Completion' is the point in a lending transaction when loan monies move between parties and the transaction is 'completed'. In a simple corporate facility, this involves money moving from the lender(s) to the borrower. In other types of financing, such as acquisition or asset financing, this typically involves money moving from the lender(s) to the borrower and then from the borrower (as purchaser) to the seller of the business or asset. For more information, see Practice Note: Ireland—Preparing for completion in a loan transaction.

Signing

The first significant step towards completion in a loan transaction is 'signing', when the parties execute the agreed versions of the transaction documents and the deal becomes binding (albeit, in most cases, subject to satisfaction of certain conditions precedent to funding). Typically, the lender's lawyers co-ordinate the execution process with the borrower’s lawyers assisting, either through a physical signing meeting or, more commonly, by a virtual signing. For more information, see Practice Notes: Ireland—How to arrange execution...

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