About Insurance & Reinsurance Law
Lexis®+ Insurance & Reinsurance caters for both contentious and non-contentious practitioners. It delivers practical guidance on topics ranging from regulatory obligations that apply to insurers and insurance intermediaries, to key legal concepts
in insurance and reinsurance law and practice, to guidance on particular classes of insurance.
Insurance claims
We provide practical guidance in relation to insurance claims, including on subrogation, allocation and aggregation, together with detailed guidance on relevant legislation.
Regulation of insurance
We provide comprehensive guidance on the regulation of insurance in the UK and the EU, alongside trackers and guidance on hot topics such as implementing the FCA's new consumer duty.
Types of insurance
Our guidance includes Practice Notes on the different types of insurance, ranging from aviation insurance to warranty and indemnity cover, and everything in between.
Intermediaries and market practice
Get practical guidance on the functions and duties of insurance intermediaries along with guidance on insurance and reinsurance market practice. This includes a detailed glossary and Practice Notes pack.
Topics We Cover
Our Insurance & Reinsurance Experts
Susie Wakefield
Charlotte Shakespeare
Rebecca Huggins
Bob Haken
Jonathan Drake
Latest Insurance & Reinsurance News
The three European Supervisory Authorities (the European Banking Authority, the European Insurance and Occupational Pensions Authority and the...
Law360, London: The threat of further geopolitical instability is the biggest headache that aviation insurers anticipate over the next five years...
The European Insurance and Occupational Pensions Authority (EIOPA) has published its first supervisory report examining how EU (re)insurance...
The United Nations Environment Programme (UNEP) Principles for Sustainable Insurance (PSI) Working Group for Nature has published the first in a new...
Law360: The Association of British Insurers (ABI) has publicly backed the government's decade-long industrial strategy designed to promote business...
Latest Insurance & Reinsurance Practice Notes
Financial Services and Markets Act 2000—essentialsScope of this Practice NoteThe principal role of the Financial Services and Markets Act 2000 (FSMA...
Territorial scope of the general prohibitionWhere and how does the general prohibition apply?There is a fundamental prohibition at the heart of the UK...
Exclusions applying to specified activities relating to insuranceThe general prohibitionUnder section 19 of the Financial Services and Markets Act...
What does 'by way of business' mean?An activity is only a regulated activity if it is an activity which is carried out by way of business in the UK....
What are regulated activities?Scope of this Practice NoteThis Practice Note explains what constitutes regulated activities under the UK regulatory...
Latest Insurance & Reinsurance Precedents
Terms of Business Agreement (TOBA)—insurer and managing agent/brokerAn Agreement dated [date] governing the conduct of Insurance Business...
Preliminary notice of claim—against surveyor for breach of contract and, or alternatively, negligence in providing property valuation[ON THE HEADED...
Claim against a defendant driver’s insurers holding them liable under section 151 of the Road Traffic Act 1988IN THE COUNTY COURT ATClaim...
Particulars of claim against an uninsured driver joining the Motor Insurers' Bureau (MIB) as second defendantIN THE [INSERT NAME OF COURT]Claim no....
Letter to police—requesting police accident reportRoad Traffic Accident: [insert place of accident]On: [insert date of accident]Our Client: [insert...
Latest Insurance & Reinsurance Q&As
Featured Insurance & Reinsurance content
Public liability insurance—essentials
Public liability insurance—essentialsPublic liability insurancePublic liability insurance is a form of liability insurance that indemnifies a...
Subrogation in insurance and reinsurance
Subrogation in insurance and reinsuranceWhat is the right of subrogation?In the context of insurance and reinsurance, the right of subrogation...
Insurable interest
Insurable interestThis Practice Note considers insurable interest, including insurable interest in construction and liability insurance. It also...
Insurance agents and brokers
Insurance agents and brokersWhat is the difference between an agent and a broker?Where insurance is transacted through an intermediary, that...
Professional indemnity insurance—essentials
Professional indemnity insurance—essentialsWhat is professional indemnity insurance?Professional indemnity insurance is a form of liability insurance....
Reinstatement of insured property after a loss
Reinstatement of insured property after a lossWhat is reinstatement?Reinstatement is the repair or replacement of property so that it is in the same...
Terms of Business Agreement (TOBA)—insurer and managing agent/broker
Terms of Business Agreement (TOBA)—insurer and managing agent/brokerAn Agreement dated [date] governing the conduct of Insurance Business...
Exclusion clauses in insurance contracts
Exclusion clauses in insurance contractsWhat are exclusion clausesUnlike some exclusion or exemption clauses in ordinary contracts, an exclusion...
Professional indemnity insurance—solicitors
Professional indemnity insurance—solicitorsThis Practice Note sets out the professional indemnity insurance requirements for solicitors, including...
Hull and machinery insurance
Hull and machinery insuranceWhat is hull and machinery insurance?Hull and machinery insurance (‘H&M insurance’) is a form of insurance which...
Trade credit insurance—essentials
Trade credit insuranceTrade credit insurance typically provides protection to a policyholder against non-payment of accounts receivable, due to the...
Double insurance and contribution
Double insurance and contributionOverlapping insurance policesThere are various reasons why an insured may end up with overlapping insurance cover,...
Marine insurance—general principles [Archived]
Marine insurance—general principlesThis Practice Note describes the main principles of marine insurance as governed by the Marine Insurance Act 1906....
The functions and duties of insurance brokers—policy placement
The functions and duties of insurance brokers—policy placementThis Practice Note provides a high level introduction to the functions and duties of...
Product liability and product recall insurance—essentials
Product liability and product recall insuranceWhat is product liability insurance?Product liability insurance provides an indemnity to a business in...
Sanctions clauses and the effect of sanctions on insurance policies
Sanctions clauses and the effect of sanctions on insurance policiesThe Practice Note entitled EU/UK financial and trade sanctions for insurers...
What is meant by an 'indemnity to principals' provision and an 'additional insured' provision? What are the practical differences in protection each affords to the principal/additional insured?
Outsourcing in insurance—one minute guide
Outsourcing in insurance—one minute guideThis Practice Note provides a high level guide to the key regulatory and practical issues relating to...
Associated legal terms
Errors and omissions insurance
Insurance for professionals for negligent acts, errors and omissions which result in a loss to a client, arising out of the ordinary course of the professional business.
Excess
The amount the insured must pay itself before insurers will pay a claim.
Facultative reinsurance
Reinsurance in respect of a particular risk, as compared with a reinsurance treaty, which provides a contractual framework for the automatic or optional cession of risks to be reinsured.
CONTACT US
