The Police Pension Scheme 2015

Copyright © 2025 LexisNexis
Produced in partnership with Elizabeth Ovey of Radcliffe Chambers
Practice notes

The Police Pension Scheme 2015

Copyright © 2025 LexisNexis

Produced in partnership with Elizabeth Ovey of Radcliffe Chambers

Practice notes
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STOP PRESS: On 22 April 2025 the Home Office published the consultation outcome on the subject of the 12-month rule in regulation 12 of the Police (Injury Benefit) Regulations 2006, SI 2006/932 (the Injury Benefit Regulations). Regulation 11 of the Injury Benefit Regulations provides for the payment of injury awards for police officers who, as a result of injury received in the course of duty, have been permanently disabled and are unable to continue in the role. An injury award consists of a pension and a gratuity. Regulation 12 of the Injury Benefit Regulations provides a significant additional gratuity for police officers who become totally and permanently disabled within 12 months of an injury. The additional gratuity is five times the annual value of the officer’s pensionable pay. The consultation, which ran between 12 May 2021 and 7 July 2021, examined the 12-month rule's compatibility with the Equality Act 2010, focusing on its impact on mental health injuries compared to physical injuries. Most respondents felt the 12-month rule was inconsistent with the

Elizabeth Ovey
Elizabeth Ovey chambers

Barrister, Radcliffe Chambers

Elizabeth has a general Chancery practice with particular emphasis on pensions (developing from the trust side of her practice) and on retail financial services (developing from an early specialisation in building society law). She also does a considerable amount of professional negligence work in these areas and other areas in which a Chancery background is of assistance.

Her first substantial involvement in pensions law came when she was instructed in relation to a small miners’ pension scheme during the days of the miners’ strikes in the 1980s and she has done an increasing amount of pensions work since those days. She is a contributing editor of Halsbury’s Laws vol. 80 (Personal and Occupational Pensions) (2020). She is now on the Lexis PSL pensions section editorial board and is a contributor to Lexis PSL through a series of practice notes on various aspects of discrimination and occasional case analysis. 

Her financial services work involves in particular constitutional matters relating to mutual societies, regulatory issues and drafting standard terms and conditions to comply with the developing requirements relating to unfair contract terms. She is a joint editor of Wurtzburg and Mills on Building Society Law (looseleaf edition) and a co-author of Retail Mortgages: Law, Regulation and Procedure (2013).
 
A particular highlight of her professional negligence practice was a trip to the House of Lords in Johnson v Gore Wood [2002] 2 AC 1. 

She continues to deal with other Chancery matters.

She sits as a fee-paid judge of the Upper Tribunal.

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Jurisdiction(s):
United Kingdom

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