The following Pensions Q&A produced in partnership with Elizabeth Ovey of Radcliffe Chambers provides comprehensive and up to date legal information covering:
Under the original version of section 93(1) of the Pension Schemes Act 1993 (PSA 1993), the provisions allowed a member to take a transfer applied to any member of a personal pension scheme (other than a scheme comprised in an annuity contract entered into before 4 January 1988) who had accrued rights to benefit under the scheme. There was no condition that the member should have ceased to accrue rights to benefits. If the member was a member of an occupational pension scheme, however, it was a requirement that pensionable service be terminated at least one year before normal pension age.
PSA 1993, s 93 was rewritten by Schedule 4 to the Pension Schemes Act 2015 (PSA 2015) and now requires three
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