Supreme Court confirms that undisclosed car finance commissions are not unlawful in landmark ju...
The Supreme Court has ruled in three conjoined appeals concerning undisclosed commission payments in car finance deals. In its judgment today (1 August 2025), the Supreme Court rejected claims against lenders based on the tort of bribery and equity, ruling that car dealers arranging finance are not fiduciaries. The judgment provides important clarification on the legal status of dealer-arranged car finance while establishing that particularly high undisclosed commissions may still be challenged under consumer credit legislation. Christopher Adams, barrister at Henderson Chambers, and Kate Urell, barrister at Gough Square Chambers, comment on the implications of this landmark judgment.