The rights set out in Consumer Contract (Information, Cancellation and Additional Charges) Regulation 2013 (CCR 2013), SI 2013/3134 apply to business-to-consumer contracts governed by UK law. Whether the parties intend for UK law to be the governing law of the contract is usually set out in a ‘choice of law’ or ‘governing law’ clause in the contract. The definition of consumer is not limited by location. Section 4 of CCR 2013, SI 2013/3134 defines a 'consumer' means an individual acting for purposes which are wholly or mainly outside that individual’s trade, business, craft or profession. The provisions in respect of how a consumer can cancel a contract are set out in CCR 2013, SI 2013/3134, reg 32. Although in the case of a dispute it is for the consumer