Article summary
The European Banking Authority (EBA) has published a speech by its chair, José Manuel Campa, on fintech and the future of financial intermediation, in which he discussed developments in contactless payments, remote customer-onboarding, credit scoring and cloud technologies, as well as issues around artificial intelligence (AI) and the Markets in Cryptoassets Regulation (MiCAR). Campa called on the regulatory and supervisory community to continue its collective dialogue to share market developments, supervisory and regulatory experience, and monitor and mitigate risk.
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