Where a mortgagor is behind on mortgage payments, or has committed another breach of the mortgage conditions, a mortgagee (the bank) may appoint a receiver, either by virtue of the conditions of the mortgage deed or pursuant to the Law of Property Act 1925. An LPA receiver’s primary duty is to the mortgagee to receive the income or rent of the property so that the mortgage debt can be paid. However, technically, the LPA is a species of agent for the mortgagor, even though he has been appointed by the mortgagee. The exact powers of the LPA receiver are usually outlined in the mortgage deed. In general, the LPA receiver will have management powers which are ancillary to his duty to bring about a situation wherein the mortgage is paid, and this may require his being active