This Practice Note summarises the UK’s implementation of the Insurance Distribution Directive (Directive (EU) 2016/97) (IDD), the key elements of the UK insurance distribution framework, including links to UK legislation, rules and guidance, and reforms that have been made since the UK’s withdrawal from the EU. For information about the EU IDD, including its background and objectives, see Practice Note: EU IDD—essentials. IDD—implementation in the UK EU Member States were required to implement the IDD into national law by 1 July 2018. The requirements applied from 1 October 2018. The Financial Conduct Authority (FCA) issued three dedicated consultation papers, three corresponding policy statements and a Handbook Notice to implement the IDD in the UK. The links to the relevant papers are set out below: • March 2017, FCA Consultation Paper ‘Insurance Distribution Directive Implementation—Consultation Paper I’ 17/7 (CP17/7) • July 2017, FCA Consultation Paper ‘Insurance Distribution Directive Implementation—Consultation Paper 2’ 17/23 (CP17/23) • September 2017, FCA Consultation Paper ‘Insurance Distribution Directive-Consultation Paper 3’ 17/33 (CP17/33) • September 2017, FCA Policy Statement 1 ‘Insurance Distribution Directive implementation—Feedback to