IMPORTANT NOTE: The provisions of Data (Use and Access) Act 2025 (DUAA 2025) are being phased in. It is therefore necessary to confirm whether the provision under consideration has been brought into force by an applicable commencement regulation. This Practice Note provides an introduction to the basic data protection issues relevant to insurers when processing personal data under the UK General Data Protection Regulation, Assimilated Regulation (EU) 2016/679 (UK GDPR), Data Protection Act 2018 (DPA 2018) and DUAA 2025. It focuses on the data protection principles, lawful basis for processing, data subject rights and exemptions. For a comprehensive overview of the UK GDPR, see Practice Note: The UK General Data Protection Regulation (UK GDPR). The insurance industry is particularly data rich. Insurers rely on the collection and processing of personal data for core activities such as assessing premiums, detecting fraud and handling claims. However, the complexities of the insurance industry and, in particular, its distribution chains, can result in practical challenges to compliance with data protection