[Insert your current residential address] [Insert Home Office address to which the application is being sent] [Insert date] Dear [insert organisation name] Application for leave to remain as a [spouse OR civil partner OR unmarried partner] under Appendix FM of the Immigration Rules I confirm that I am a [insert nationality] national and am the [spouse OR civil partner OR unmarried partner] of [insert name of sponsoring partner]. My date of birth is [insert date of birth] and I am currently [insert age]. I confirm that I am not related to [insert name of sponsoring partner] in a way that is prohibited for [marriage OR civil partnership] in the UK. [I am currently living in the UK with leave to [enter OR remain]

[Insert your current residential address] [Insert Home Office address to which application is being sent] [Insert date] Dear [insert organisation name] Letter in support of [extension of stay OR indefinite leave to remain] application of [insert name of applicant, nationality and date of birth] I confirm that I [am a British national OR have indefinite leave to remain in the UK OR have protection status in the UK OR have pre-settled status under Appendix EU other than as a ‘joining family member’ or as a family member of a qualifying British citizen] and am the [spouse] [civil

[Insert your current residential address] [Entry Clearance Officer,] [Insert address of decision-making centre to which the application is being sent] [Insert date] Dear [insert organisation name] Letter in support of entry clearance application of [insert name of applicant, nationality and date of birth] I confirm that I [am a British citizen OR have indefinite leave to remain in the UK OR have protection status in the UK OR have permission as a stateless person in the UK OR have pre-setted status under Appendix EU other than as a ‘joining family member’ or as a family member of a qualifying British citizen] and am the [spouse OR civil partner OR unmarried partner] of [insert name of applicant]. My date of birth is [insert date of birth] and I am currently [insert

The difference in yield between two different bonds.

In the context of the transition from IBORs to risk-free rates (RFRs), this refers to the adjustment that needs to be made to RFRs to reflect the premia for credit risk and liquidity that are built into the IBORs, but not into RFRs.

A measure of the percentage change in a bond's price for a 100 basis point change in its option adjusted spread.

CASE HUB ARCHIVED—this case hub reflects the position at the date of the decision of 19 September 2025; it is no longer maintained NOTE—appeal lodged before the CAT in 1753/4/12/25 See further, timeline and commentary. Case facts Outline UK remittal investigation into the CMA’s decision into the completed acquisition by Spreadex Limited of the B2C business of Sporting Index Limited. The transaction involves horizontal overlaps in relation to the supply of supply of licensed online sports spread betting services in the UK. Latest developments On 5 June 2025, the CMA issued its final l report, finding that the merger has resulted, or may be expected to result, in an SLC in the supply of licensed online sports betting services in the UK. In terms of remedies, the CMA has concluded that divestiture is the only effective and proportionate remedy to address the SLC in the UK online sports spread betting market. The CMA will give effect to its remedy decision by accepting final undertakings from the parties, or, if necessary, by imposing a final order. Parties

CASE HUB ARCHIVED—this archived case hub reflects the position at the date of the decision of 22 November 2024; it is no longer maintained. See further, timeline. Case facts Outline UK merger investigation into the completed acquisition by Spreadex Limited of the B2C business of Sporting Index Limited. The transaction involves horizontal overlaps in relation to the supply of supply of licensed online sports spread betting services in the UK. Latest developments On 22 November 2024, the CMA issued its final report finding that the transaction raises competition concerns in the supply of licensed online sports spread betting services in the UK. In particular, the CMA found that the transaction: (i) creates a monopoly in the UK licensed online sports spread betting market, eliminating competition in the market; (ii) could lead to a worse user experience, a more limited range of products and/or higher prices for consumers in the UK.In terms of remedy, the CMA concluded that full divestiture of Sporting Index would be an effective remedy to address the competition concerns. Parties • Spreadex

Private Client analysis: In 2019, Jonathan Cooke sold his entire shareholding in ISG Holdings Ltd (IHL) and realised a gain of approximately £600,000. Mr Cooke had initially acquired his shareholding under a commercial agreement to take a 5% share in the company. Due to a spreadsheet error, he only actually acquired 4.999% of the ordinary share capital, or less than the 5% holding needed to qualify for entrepreneurs' relief. HMRC accordingly denied the claim. Mr Cooke appealed on grounds that if appropriate proceedings were brought in the High Court, it would order a rectification of the original acquisition documents (providing that Mr Cooke in fact held 5%) and accordingly the First-tier Tax Tribunal (FTT) should proceed on the basis the rectification had been ordered and allow the claim for entrepreneurs' relief. The taxpayer won. Written by Tom Rank, partner, and Calum Young, associate, both at DWF.

The three European Supervisory Authorities (the European Banking Authority, the European Insurance and Occupational Pensions Authority and the European Securities and Markets Authority—ESAs) have published their Spring 2025 Joint Committee update, highlighting significant challenges to financial stability due to growing geopolitical tensions and rising cyber risks. These include trade disputes, shifting policies, international conflicts, and economic fragmentation, requiring heightened vigilance and adaptability. Financial institutions are called to manage uncertainties such as exposure to international markets, liquidity risks, and the evolving role of AI. The ESAs stress the importance of proactive risk management, stronger cyber resilience, and close monitoring of global financial linkages. They recommend preparing for market volatility, potential liquidity risks, and adverse developments, along with robust data governance and compliance with the AI Act and Digital Operational Resilience Act  (DORA).

The three European Supervisory Authorities (the European Banking Authority, the European Insurance and Occupational Pensions Authority and the European Securities and Markets Authority—ESAs) have published their Spring 2025 Joint Committee update, highlighting significant challenges to financial stability due to growing geopolitical tensions and rising cyber risks. These include trade disputes, shifting policies, international conflicts, and economic fragmentation, requiring heightened vigilance and adaptability. Financial institutions are called to manage uncertainties such as exposure to international markets, liquidity risks, and the evolving role of AI. The ESAs stress the importance of proactive risk management, stronger cyber resilience, and close monitoring of global financial linkages. They recommend preparing for market volatility, potential liquidity risks, and adverse developments, along with robust data governance and compliance with the AI Act and Digital Operational Resilience Act (DORA).

In the Spring Budget 2024, presented on 6 March 2024, the Chancellor of the Exchequer, the Rt Hon Jeremy Hunt MP, announced additional funding for the Green Industries Growth Accelerator and for automotive and aerospace technologies. Announcements were also made around the extension of the Energy Profits Levy, the regulation of Environmental, Social and Governance (ESG) ratings providers and the parameters for the Contracts for Difference Allocation Round 6. The Chancellor also discussed the Carbon Border Adjustment Mechanism, the government's civil nuclear ambitions, and reforms to planning and grid connection processes. Andrew Todd, partner at Eversheds Sutherland and CW Energy LLP share their views on the announcements.