[Insert name and address of beneficiary] [Insert date] Dear [name of beneficiary] The late [name of deceased] I regret to inform you of the death of the late [name of deceased] [also known as [insert other name by which deceased was known]] who died on the [date of

[Insert name of beneficiary] [Insert address of beneficiary] [Insert date] Dear [name of beneficiary] The late [name of deceased] also known as [insert other name by which deceased was known] [I regret to inform you of the death of the above named who died on the [insert date of death].] I am a [insert details of position

[enter name of beneficiary] [enter address of beneficiary] [enter date] Dear [name of beneficiary] The late [name of deceased] [also known as [enter any other name by which deceased was known]] I regret to inform you of the death of the late [name of deceased] who died on [date of death]. I

A loan with a senior claim on security, which is a first charge on a borrower's/obligors assets.

A topology in which the user or a local service provider – or perhaps even an apartment building company – owns the access network and connects to service providers using its own upstream links.

The first owner of a copyright work is generally the author.

EU law analysis: Alice Stuart-Grumbar, senior associate of D Young & Co LLP considers the outcome and key issues of the Düsseldorf Local Division of the Unified Patent Court’s (UPC) decision to order the first permanent injunction at the UPC following a hearing on 16 May 2024.

The National Insurance Contributions (Employer Pensions Contributions) Bill was published and had its first reading on 4 December 2025. The second reading of the Bill is scheduled for 17 December 2025.

The European Commission has published a report on the functioning of the adequacy decision on the EU-US Data Privacy Framework (DPF), which facilitates the transfer of personal data from the EU to the US. The report found that the US authorities have put in place all the constitutive elements of the framework, including the implementation of safeguards to limit access to personal data by US intelligence authorities to only what is necessary and proportionate to protect national security, as well as the establishment of an independent redress mechanism. The review also recommends that common guidance is developed between the US and EU authorities on key DPF requirements and better use is made of the various tools provided in the DPF for monitoring compliance by companies.

TMT analysis: This case was the first time that the High Court has applied the new statutory powers which came into force under the Economic Crime and Corporate Transparency Act 2023 to dismiss a claim which met the statutory definition of a strategic lawsuit against public participation (SLAPP). The statutory test concerns how litigation is conducted and, in particular, whether the claimant’s conduct intended to cause the defendant inconvenience beyond that ordinarily encountered in the course of properly conducted litigation. The judge applied particular focus to determining the claimant’s intentions based on his conduct in the litigation and without him having submitted evidence on the matter. Written by Jamie Hurworth, senior associate at Payne Hicks Beach LLP.

The Home Office has issued a new Statement of Changes in Immigration Rules HC 997, along with an Explanatory Memorandum (EM) on 1 July 2025. In addition to the immediate closure of the Afghan resettlement schemes (from 15:00 BST on 1 July 2025), the Statement principally brings in a number of significant changes to the Skilled Worker route, which were previously announced in the 12 May 2025 Immigration White Paper ‘Restoring control over the immigration system’. Those changes come into effect for persons issued with a Certificate of Sponsorship on or after from 22 July 2025. This piece sets out a summary of the main changes as set out in the EM, but the provisions are complex, and further detailed analysis will follow shortly.

Law360, Expert analysis: On 15 September 2025, in US v Zaglin, a federal jury in the US District Court for the Southern District of Florida returned the first conviction in a Foreign Corrupt Practices Act (FCPA) trial since the Trump administration lifted the pause on FCPA enforcement in June 2025 and issued new FCPA enforcement guidelines. The case, involving the bribery of Honduran officials by a US business owner, provides early insight into how the US Department of Justice (DOJ) may apply the new enforcement framework, emphasising serious misconduct and the protection of American business interests even when foreign policy priorities are not directly implicated. Winston M Paes and Douglas S Zolkind, partners, and Andreas A Glimenakis, associate, all at Debevoise & Plimpton LLP, discuss how the US v Zaglin decision and similar prosecutions illuminate the DOJ’s evolving FCPA priorities and underscore the continued importance of maintaining robust anti-corruption compliance programmes.