The Financial Conduct Authority (FCA) has published product sales data (PSD) for 2023, covering retail investments, mortgages products and pure protection contracts. The FCA uses the PSD to assist it in regulation of firms and to spot trends in the products sold in the UK market. It publishes the aggregated PSD each year so that consumers and market participants can see what firms are selling and understand the trends.

The Financial Conduct Authority (FCA) has published quarterly data on whistleblowing reports received between April and June 2025, and existing reports closed during that period.  The FCA received 315 new reports in the period, up from 281 in Q1 and 253 in the same period last year. The top concerns raised included compliance, fitness and propriety, organisational culture, the Consumer Duty, and consumer detriment. Of the 350 reports closed this quarter, 42% prompted direct supervisory engagement and 2.3% led to significant harm-reduction actions such as enforcement or restrictions.

The Financial Conduct Authority (FCA) has published quarterly data on whistleblowing reports received between July and September 2025, and existing reports closed during that period. The FCA received 405 new reports in the period, up from 315 in Q2 and 322 in the same period last year. The top concerns raised included fitness and propriety, organisational culture, compliance, the Consumer Duty, and consumer detriment. Of the 356 reports closed this quarter, 40% prompted direct supervisory engagement and 5% led to significant harm-reduction actions such as enforcement, skilled person reviews, or restrictions.

The Financial Conduct Authority (FCA) has published consultation paper CP24/6: FCA regulated fees and levies: rates proposals for 2024-25. The FCA are consulting on the rules that enable it to raise fees and levies in 2024/25 to fund the FCA and the Financial Ombudsman Service. Responses are sought by 14 May 2024. The FCA will publish feedback, and final rules, in a policy statement in July 2024.

The Financial Conduct Authority (FCA) has published policy statement PS24/15: Regulatory framework for pensions dashboard service firms. Pension dashboards will be secure digital interfaces that allow consumers to find their pensions and to view basic information about them. The FCA says its regulatory framework enables consumers to confidently engage with pensions dashboards by making sure firms undertaking this new activity do not introduce or amplify the potential for consumer harm.

The Financial Conduct Authority (FCA) has published an overview of the risks and opportunities of synthetic data in financial services. The report focuses on three key themes across the data lifecycle: data augmentation and bias mitigation systems; testing and model validation; and internal and external data sharing for fraud controls. It includes real-world use cases and the experiences of expert practitioners.

The Financial Conduct Authority (FCA) has published a report in response to the Department for Environment, Food and Rural Affairs’ (DEFRA) invitation to report on climate change adaptation challenges faced by financial services firms. The report highlights three major issues: the necessity for data and modelling to manage climate risks, barriers and enablers in insurance underwriting and lending, and capital allocation for adaptation. It emphasises the importance of risk management adjustments and the role of financial products in supporting adaptation and transition in the economy, noting that a good understanding of climate risk is crucial for both.

The Financial Conduct Authority (FCA) has published an independent report on the establishment of an equities consolidated tape (CT) together with an update on its work in this area. The FCA will consult on an equities CT in 2025 and seek expressions of interest from potential providers of the CT.

The Financial Conduct Authority (FCA) has published a report setting out governance considerations for the use of synthetic data in financial services, following its March 2022 call for input. Developed by the Synthetic Data Expert Group (SDEG), the report is not formal guidance but presents non-exhaustive insights into how synthetic data governance may complement existing frameworks. It outlines practical considerations for managing risks associated with synthetic data, including the use of structured pre-project assessments such as Data Protection Impact Assessments, ensuring ethical and regulatory compliance, selecting appropriate generation methodologies, managing bias in source data, aligning multidisciplinary stakeholders and evaluating model integration. The report also reflects industry concerns around data access barriers, privacy risks—including the potential for de-anonymisation—and the possible role of regulators in coordinating or hosting synthetic data initiatives. The FCA notes that these considerations will continue to evolve as synthetic data adoption expands across financial services.

The Financial Conduct Authority (FCA) has published a research note which explores bias in natural language processing (NLP), specifically in word embeddings. Word embeddings are mathematical representations of words that capture their meanings and relationships to other words or phrases. They are valuable for NLP applications and are widely used in industry as an alternative to large language models (LLMs). The research note is part of the FCA's AI research series, which aims to enable the safe and responsible use of AI in UK financial markets, driving growth, competitiveness, and innovation in the sector.

The Financial Conduct Authority (FCA) has published a research note exploring potential applications of quantum computing in UK financial services and assessing how firms and regulators can prepare for their emergence. The research identifies quantum computing as presenting a national growth opportunity, with leading firms already building quantum readiness strategies across three problem domains: optimisation, machine learning, and stochastic modelling. The research note states that new regulations are unlikely to be required in the near term, as potential quantum applications might intersect with established regulatory themes of explainability, fairness, and operational resilience already central to regulatory frameworks. The research goes on to say that a new Applications Regulatory Readiness Framework could support effective regulatory engagement and suggests existing mechanisms such as sandboxes could be expanded to provide safe spaces for quantum experimentation.

The Financial Conduct Authority (FCA) has published two research notes: ‘Employment shocks and financial difficulty: Understanding how leaving paid employment affects ability to meet credit repayments’ and ‘Income shocks and credit use during Covid: How unexpected changes in income affect consumption, credit use and consumer resilience’.