An action or circumstance that causes a lender to demand full repayment of an outstanding balance sooner than it was originally due.

A requirement imposed by HMRC on administrators to report when certain events have occurred during the previous tax year.

This Agreement is made on [date] Parties 1 [[insert name of company] OR a company incorporated in [England and Wales] under number [insert registered number] whose registered office is at] [insert address] (Organiser); and 2 [[insert name of company] OR a company incorporated in [England and Wales] under number [insert registered number] whose registered office is at] [insert address] (Sponsor), each of the Organiser and the Sponsor being a party and together the Organiser and the Sponsor are the parties. BACKGROUND (A) The Organiser is [insert details of the nature of the business of the Organiser] and is entitled to make available certain sponsorship, advertising and promotional rights to the Sponsor relating to the Event (as defined below). (B) The Sponsor is [insert details of the nature of the business of the Sponsor] and wishes to acquire certain sponsorship, advertising and promotional rights relating to the Event (as defined below) from the Organiser. The parties agree: 1 Definitions and interpretation 1.1 In this Agreement, unless the context requires otherwise: Affiliate • means any entity that directly or indirectly Controls, is Controlled by, or is under common Control with, another entity; Applicable Laws • means the laws of England and Wales and any other

On 16 July 2025, the Master of the Rolls and Lord Justice Birss gave speeches at an event hosted by the Ministry of Justice and The Law Society. The event marked the 25th anniversary of the Civil Procedure Rule Committee (CPRC) and launched the public engagement work carried out by the Online Procedure Rule Committee (OPRC).

THIS PRACTICE NOTE APPLIES TO OCCUPATIONAL AND PERSONAL PENSION SCHEMES The Occupational and Personal Pension Schemes (Disclosure of Information) Regulations 2013, SI 2013/2734 (the 2013 Disclosure Regulations), which came into force on 6 April 2014, lie at the heart of the disclosure regime applicable to occupational and personal pension schemes. However, other disclosure requirements may be found in a piecemeal fashion in other parts of pensions legislation. This Practice Note focuses on the disclosure requirements that exist outside of the 2013 Disclosure Regulations. For information specific to the 2013 Disclosure Regulations, see Practice Note: Disclosure requirements applicable to occupational and personal pension schemes from 6 April 2014. In this Practice Note, references to 'trustees' include the managers of a contract-based scheme. Flexibly accessing pension benefits While the 2013 Disclosure Regulations contain disclosure requirements that are designed to give members with money purchase or cash balance benefits (known as flexible benefits) information about what they can do with their flexible benefits and the available pensions guidance, other information requirements apply under the

“Events data” means any data which identifies or describes an event (whether or not by reference to its location) on, in or by means of a telecommunication system where the event consists of one or more entities engaging in a specific activity at a specific time.

This Practice Note considers: • the purpose and consequences of events of default in facility agreements • common events of default in facility agreements • continuing events of default, and • the differences between an event of default, default and potential event of default Where appropriate, this Practice Note highlights relevant provisions in Precedent: Facility agreement (term loan): single company borrower—bilateral—with or without security or a guarantee and the Loan Market Association (LMA) investment grade multicurrency term facility agreement with/without observation shift (the LMA facility agreement) (available to LMA members on the LMA website). The purpose of events of default Lenders generally prefer not to rely on general contract law for a remedy if the borrower breaches the loan agreement. Serious breaches such as not meeting payment obligations or breaching financial covenants may indicate that the borrower is in financial difficulty and urgent action may be needed if the lender is to protect its investment. Most facility agreements therefore include a mechanism under which a lender can, if it chooses, take

This Practice Note explains what events of default are and their use and purpose in debt capital markets transactions. It also explains some of the typical events of default included in the documentation for an issue of bonds or other debt securities. Events of default Events of default are included in documentation for many types of term finance—if a specified event of default occurs, the creditor or creditors are entitled to demand immediate repayment of the debt (acceleration). This entitlement may be subject to: • a grace period, during which the debtor has an opportunity to remedy the default • a materiality provision, which provides that the debt can only be accelerated if the default is material, and/or • a minimum voting requirement, which provides that acceleration can only be demanded by a creditor or creditors holding at least a stated amount of the debt Events of default may be useful to creditors: • as a way of obtaining repayment of the debt in priority to other creditors in circumstances where

Planning analysis: In Wiltshire Council v SSHCLG, the Planning Court dismissed a claim for statutory review of a decision granting planning permission for the redevelopment of an historic airfield, holding that a subsequent event cannot retrospectively render a lawful planning decision unlawful, even where that event materially affects the factual basis upon which the decision was reached. In this case, a fire occurred days after the decision to grant planning permission, destroying a listed building, the restoration of which was a key part of the planning case in favour of allowing the development.

Planning analysis: In Wiltshire Council v SSHCLG, the Planning Court dismissed a claim for statutory review of a decision granting planning permission for the redevelopment of an historic airfield, holding that a subsequent event cannot retrospectively render a lawful planning decision unlawful, even where that event materially affects the factual basis upon which the decision was reached. In this case, a fire occurred days after the decision to grant planning permission, destroying a listed building, the restoration of which was a key part of the planning case in favour of allowing the development.

Law360, London: The owners and operators of the container ship Ever Forward, which ran aground after leaving Baltimore in 2022, have sued Lloyd's of London for approximately US$725,000.

Local Government analysis: In February 2026, the government published its education White Paper, ‘Every Child Achieving and Thriving’, alongside the consultation document ‘SEND Reform: Putting Children and Young People First’. Together these documents propose significant reforms to the special educational needs and disabilities SEND) framework in England. The reforms seek to address long-standing concerns that the current system is financially unsustainable, overly bureaucratic and failing to deliver improved outcomes for children and young people with SEND. Both the White Paper and consultation emphasise earlier intervention, stronger mainstream inclusion and reduced reliance on Education, Health and Care Plans. This analysis outlines the key proposals and considers their legal implications for practitioners working in SEND law. Written by Barry McTaggart, pupil barrister at 3PB Barristers, and Alice de Coverley, specialist barrister in education, equality and public law at 3PB Barristers.