Ex delicto describes rights, obligations or claims that arise out of a wrongful act, usually a civil wrong (tort or delict), rather than from a contract (ex contractu). In practice, it is used to distinguish liabilities based on breaches of general legal duties (such as negligence, nuisance or trespass) from those based on agreed contractual obligations. The term is Latin and largely descriptive; it is not generally defined in UK or Irish legislation, but appears in case law and legal commentary across England and Wales, Scotland, Northern Ireland and Ireland. Usage is broadly consistent across these jurisdictions. In Scots law, the parallel concept is “delict”, and ex delicto is sometimes used in academic and judicial analysis to contrast delictual and contractual remedies, limitation periods and jurisdictional rules. In common law jurisdictions within the UK and Ireland, it frequently appears in discussions of conflict of laws, limitation, insurance coverage, contribution between wrongdoers, and characterisation of claims for procedural purposes. Understanding whether a claim is ex delicto or ex contractu can affect applicable limitation periods, choice of law, measure of damages, availability of contribution, and liability insurance response.