Public Law analysis: In the case of R (Assurant General Insurance Limited) v the Financial Services Ombudsman (FOS) and others, the Court of Appeal clarified the jurisdiction of the Financial Ombudsman Service (FOS), as well as the respective roles of the courts and the FOS on judicial review. Analysis written by Thomas Clark, partner, Christine Simpson, associate, and Usama Khalab, trainee, of Freshfields Bruckhaus Deringer LLP.