Facts Sharon and Lee have been married for 30 years and have two children. Lee at 75 years old, is now struggling with his mobility and it has been assessed that his needs can best be met in a nursing home, as Sharon is unable to care for him at home. They own their own home as joint tenants without a mortgage and have savings of £60,000 in Lee’s name and £30,000 in Sharon’s name. Lee has a net annuity of £25,000 per annum and Sharon has a net annuity of £10,000 per annum and they both receive the state pension, Lee at £184.90 per week (annually £9614.80) and Sharon receives a lower amount of £82.40 per week (annually £4,284.80). Lee’s pensions are paid into their joint account and used to fund the household bills. They have annual outgoings of: Utility Bill Annual cost Gas and Electricity £3,120 Water £700 Council Tax £2,800 Broadband and telephone £360 Window cleaner £480 Gardener £480 House repairs