Debt Respite Scheme

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The Debt Respite Scheme (Breathing Space Moratorium and Mental Health Crisis Moratorium) (England and Wales) Regulations 2020 (the Regulations), SI 2020/1311 came into force on 4 May 2021.

The Regulations, SI 2020/1311 allow an individual who meets the relevant eligibility criteria to apply—via a debt advice provider—for

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