Save for causes of action ‘where the damages are solely to be estimated by immediate reference to pain felt by the bankrupt in respect of his body, mind or character, and without immediate reference to his rights of property’, causes of action pursuable by an individual which have accrued before the commencement of their bankruptcy form part of their estate as items of property and vest in their trustee in bankruptcy (trustee) (see Drake v Beckham, Wilson v United Counties Bank, and Benson v Flower). This is whether or not the cause of action was prosecuted by way of a court claim prior to the bankruptcy. Where the damages include heads of loss referable to the bankrupt’s body, mind or character, such as general damages for pain and suffering, as well as heads of loss forming part of the estate,