This timeline shows key developments relating to the UK's consumer credit regime. For earlier developments, see: Consumer credit—timeline (2011–2023) [Archived]. 2026 Date Source Document Description 22 September 2026 FCA Debt advice warning: spot the red flags The Financial Conduct Authority (FCA) has issued a debt advice warning, saying it is concerned that some consumers are being steered towards fee-paying debt solutions that may not be suitable for their needs, sometimes through high-pressure sales tactics, misleading information or being advised by firms that do not have the appropriate permissions. 19 August 2026 FCA Feedback on motor finance redress scheme implementation plans The FCA has published feedback on firms’ motor finance redress scheme implementation plans, with examples of good and poor practice. The FCA says, overall, most firms had a good understanding of the scheme’s requirements. In many cases there were high-level descriptions of the key steps needed to deliver the requirements. However, many plans were high level without detail on delivery. Some plans focused on how future plans would be developed or overseen, so the FCA was