This week's edition of Restructuring & Insolvency weekly highlights includes: the court’s judgment on whether a creditor can enforce security which secures both moratorium and non-moratorium debt when the debtor is subject to a mental health crisis moratorium (Bluestone Mortgages Ltd v Stoute), a look at the Prudential Regulation Authority’s proposals in Consultation Paper 4/25, which include increasing the Financial Services Compensation Scheme (FSCS) deposit protection limit from £85,000 to £110,000 and a new resolution tool enabling funds provided via the FSCS to be used to recapitalise a failing firm to support its sale or transfer to a bridge bank, the updated Individual Voluntary Arrangement protocol published by the Insolvency Service, plus a round-up of other news and cases for restructuring and insolvency professionals.