Banking & finance analysis: The LexisNexis Banking & Finance practical guidance team has published a new Practice Note called ‘Margin lending’ produced in partnership with William Evans, partner, Oliver Edwards, partner and Daniel Bhalla-Forman, managing associate of Linklaters. This Practice Note provides an introduction to margin loans and is useful for lending lawyers. It provides information on how margin loans are structured, common terms in the facility agreement, calculating the loan to value ratio, how the margin call works, a typical security package and security enforcement issues.