HM Treasury (HMT) has published a report examining the impact of whiplash reforms on insurance costs. The report, produced to meet statutory obligations under section 11(7) of the Civil Liability Act 2018, confirms that the reforms have reduced customer insurance costs. While based on insurer data collected through the FCA, the report does not represent the government’s view. The Ministry of Justice plans to conduct a separate post-implementation review of the whiplash reforms later in 2025. Sir Nicholas Dakin, The Parliamentary Under-Secretary of State for Justice, said, ‘it is right and proper that, separately from the report, the Ministry of Justice will undertake a post-implementation review of the whiplash reforms later this year.’