This Practice Note explains what is meant by applicable law, also referred to in differing circumstances as governing law, proper law or the choice of law, ie the law used to determine the dispute between parties. The term does not include procedural law. The Practice Note sets out which applicable law regime applies in the courts of England and Wales (English courts). The relevant regime will vary depending on whether the dispute is contractual or non-contractual, and, if contractual, whether the parties agreed the applicable law through a choice of law clause (governing law clause), including whether any such agreement was later varied. Cross-border issues in disputes can arise very easily in a world where international travel, trade and communication is the norm. Contracts are concluded on a daily basis between parties operating in different countries and different continents. Goods and services are delivered across national borders and people have accidents in countries other than those in which they habitually live and work. Where there is a cross-border element to a claim, there are