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If you are in scope of the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017 (MLR 2017), SI 2017/692, as amended, you must comply with the statutory requirements at all times, irrespective of your working arrangements. The coronavirus (COVID-19) pandemic necessitated a shift to remote working, and it has remained widely adopted since, however, identifying your client and verifying their identity is still just as important and a key part of the client due diligence (CDD) process. Criminals continued to operate during the pandemic, and some sought to take advantage of the situation. Remote and hybrid working arrangements that have continued beyond the pandemic mean many of the CDD challenges first considered during that time remain relevant, as criminals continue to try to take advantage. You should consider the risks associated with acting for clients without meeting them in your firm-wide risk assessment (FWRA). This in turn will need to cascade through to policies, controls and procedures you put in place to manage the risks you
NEWS
This week's edition of Insurance & Reinsurance weekly highlights includes: Allianz settles £16m coronavirus (COVID-19) loss dispute with restaurant group (Various Eateries Trading Ltd v Allianz Insurance plc); insurer launches UK's first cybercrime recovery service; Government launches taskforce to combat spiralling insurance costs; UK home premiums set to rise as insurers remain in red; PRA Mansion House speech on UK economic growth objective; Review of Solvency II: PRA issues statement on proposed permission requirement for the calculation of loss-absorbing capacity of deferred taxes under the standard formula; EIOPA opens consultation on criteria for selecting insurers to run macroprudential analyses; European Parliament publishes adopted texts of proposed Solvency II amending Directive and IRRD; IAIS issues strategic plan for 2025–2029; cases and decisions; key dates for your diary; and other news highlights reported over the past week.
PRACTICE NOTES
ARCHIVED: This Practice Note has been archived and is not maintained. This Practice Note is a summary of the key legal developments of relevance to personal injury and clinical negligence practitioners as of 16 December 2020. For the most recent horizon scanner, reference should be made to PI and Clinical Negligence horizon scanning—overview. Coronavirus (COVID-19) To stay ahead of the fast-moving changes in the courts’ processes and procedures necessitated by the pandemic and for industry guidance on how to manage cases during the pandemic including medical examinations, service and limitation, see Practice Note: Coronavirus (COVID-19) implications for PI and clinical negligence [Archived]. For details on recent developments in this area for Pi and clinical negligence claims, see: • Association of British Insurers and Association of Consumer Support Organisations further extend Statement of Intent to 15 January 2021​—see: LNB News 02/12/2020 24 • Coronavirus (COVID-19)—Foreign Process Section’s availability update (November 2020) • RCJ fees office to reopen to public from 7 December 2020—LNB News 27/11/2020 57 • In-person medical examinations
PRACTICE NOTES
CASE HUB NOTE—appeal lodged before the Court of Justice in Case C- 591/21 P ARCHIVED—this archived case hub reflects the position at the date of the judgment of 14 July 2021; it is no longer maintained. See further: timeline, commentary and relevant/related cases Case facts Outline An action for annulment of the Commission’s decision of 6 July 2020 approving a €150m subordinated loan to compensate Austrian Airlines for damages suffered as a result of the cancellation or rescheduling of its flights due to the coronavirus (COVID-19) outbreak (SA.57539). Latest developments On 14 July 2021, the General Court issued its judgment in which it dismissed the appeal in its entirety. Parties Applicants:• Ryanair DAC (Ryanair)Defendant:• European Commission (the Commission) Market Aviation. Decisions being appealed C(2020) 4684 final of 6 July 2020 relating to SA.57539 Background Measure at issue In June 2020, Austria notified to the Commission an individual aid measure in favour of Austrian Airlines AG (AUA). The aid notified, in the form of a subordinated loan convertible
PRACTICE NOTES
CASE HUB ARCHIVED—this archived case hub reflects the position of the date of the judgment on 23 November 2023; it is no longer maintained See further, timeline. Case facts Outline An appeal against the General Court’s judgment in Case T- 238/20 dismissing an action for annulment of the Commission’s decision in SA.56812—Swedish loan guarantee scheme to support airlines under the Temporary Framework for State aid measures to support the economy in the coronavirus outbreak. Latest developments On 23 November 2023, the Court of Justice issued its judgment in which it rejected all of Ryanair’s grounds of appeal and dismissed the appeal. Parties Appellant:• Ryanair DAC (Ryanair)Respondent:• The European Commission (the Commission) Background Background On 3 April 2020, Sweden notified the Commission about a SEK 5bn loan guarantee scheme to support airlines affected by the coronavirus outbreak under the Temporary Framework.The support, which is in the form of State guarantees on loans, is accessible to all airlines which hold a Swedish commercial aviation licence at least as of 1 January 2020, except those
NEWS
This week's edition of Insurance weekly highlights includes: Supreme Court Judgment regarding furlough payments in coronavirus (COVID-19) BI claims (Gatwick Investment v Liberty); UK Insurance Ltd v Hassankhail; EIOPA consults on its draft technical advice on insurance guarantee schemes; EIOPA publishes insurance risk dashboard for April 2026 plus key cases and dates for your diary.
PRACTICE NOTES
ARCHIVED: This Practice Note has been archived and is not maintained. This Practice Note is a summary of the key legal developments of relevance to personal injury and clinical negligence practitioners as of 11 May 2021. For the most recent horizon scanner, reference should be made to PI and Clinical Negligence horizon scanning—overview. Coronavirus (COVID-19) To stay ahead of the fast-moving changes in the courts’ processes and procedures necessitated by the pandemic and for industry guidance on how to manage cases during the pandemic including medical examinations, service and limitation, see Practice Note: Coronavirus (COVID-19) implications for PI and clinical negligence [Archived]. For details on recent developments in this area for PI and clinical negligence claims, see: • Coronavirus (COVID-19)—ABI further extends Statement of Intent to June 2021—LNB News 27/04/2021 51 • Coronavirus (COVID-19)—HMCTS issues updated guidance for those accessing RCJ—LNB News 15/04/2021 58 • James Petts, barrister at The 36 Group, provides a barrister’s perspective on the impact of coronavirus (COVID-19) on civil litigation in England & Wales. See News
PRACTICE NOTES
Remote hearings are ones which are conducted using any form of electronic communication (eg telephone or video). This is in contrast to the traditional in-person hearing where everyone is physically present at an employment tribunal hearing centre. Historically, the employment tribunals heard almost all hearings in-person. However, the coronavirus (COVID-19) pandemic seriously disrupted the operational capabilities of the employment tribunals and the principal way in which hearings could be conducted safely during that time was by a dramatic increase in the use of remote hearings. While the restrictions in place during the pandemic no longer apply, employment tribunals continue to conduct significantly more hearings remotely than they did prior to the pandemic. For further background and details of how and when employment tribunals decide whether to conduct a hearing in-person, remotely or partly remotely (ie in a hybrid format), see Practice Note: Format of employment tribunal hearings. This Practice Note looks at how employment tribunal hearings are conducted remotely, in particular by reference to the Presidential Guidance on matters relating to the mode and listing
NEWS
This week's edition of Property weekly highlights includes: cases on valid and sham transfers, a failed appeal against a coronavirus (COVID-19) loss payout, residential management orders and building safety obligations, statutory residential service charge consultation and the building safety fund and more on the Building Safety Act 2022.
PRACTICE NOTES
This Practice Note provides guidance on current rules and practice in the Scottish civil courts including in relation to electronic lodging of documents and virtual hearings. This Practice Note does not cover criminal business or specific procedure relating to the All Scotland Personal Injury Court. For guidance on key aspects of Scottish civil litigation, see: Scottish DR: courts and civil procedure—overview, Scottish DR: starting a claim—overview and Scottish DR: case management and evidence—overview, which, in turn, link through to detailed guidance on specific aspects of dispute resolution in Scotland. Electronic submission of documents in Scotland Since 1 December 2025, by virtue of Act of Sederunt (Electronic Signature and Electronic Transmission of Documents) 2025, SSI 2025/302: • electronic signature fulfils a requirement to sign or authenticate a document, and • electronic transmission (to a person or their solicitor) fulfils a requirement to send a document to that person Attendance at civil hearings in Scotland The innovative approach to hearings adopted during the coronavirus (COVID-19) pandemic was placed on
PRECEDENTS
ARCHIVED: This Precedent has been archived and is not maintained. CORONAVIRUS (COVID-19): Many arbitral organisations have responded to the coronavirus pandemic with practical guidance and/or changes to their usual procedures and ways of working. Registrar Hong Kong International Arbitration Centre 38/F, 2 Exchange Square 8 Connaught Place HKSAR China [Fax: +852 2524 2171] [Email: arbitration@hkiac.org] [date] Dear