Law360, London: The National Farmers Union (NFU) Mutual Insurance Society has argued that it does not owe a group of hospitality and farming businesses approximately £10.5m for alleged losses after coronavirus (COVID-19) took hold in Britain because their policies did not cover the pandemic.

For information generally on employment issues arising as a result of coronavirus (COVID-19), see Practice Note: Coronavirus (COVID-19)—issues for employers [Archived]. The situation is continually evolving and in particular: • the public have now been told to stay at home and may only leave the house for certain, limited reasons. These include travel to and from work, but only where the work cannot be done from home • non-essential shops and community spaces have been ordered to close, and • all schools are now closed, except for children of key workers and those who are vulnerable See the following government guidance: • guidance on staying at home and away from others full-guidance-on-staying-at-home-and-away-from-others • guidance for schools, childcare providers, colleges and local authorities in England on maintaining educational provision coronavirus-covid-19-maintaining-educational-provision/guidance-for-schools-colleges-and-local-authorities-on-maintaining-educational-provision Consideration should be given to: • the right to pay (see below) • statutory rights to time off, eg sick pay, time off for dependants (see below) • the implied term of trust

This Q&A raises the steps which must be taken to bring an assured shorthold tenancy (AST) to an end—a tenancy of premises occupied by the tenant as an only or principal home which has the protection of the Housing Act 1988 (HA 1988). To bring an AST to an end using the section 21 procedure, the landlord has to serve a

LR prescribed lease clauses Coronavirus (COVID-19): the coronavirus pandemic has caused the UK to expedite new insolvency provisions, both of a temporary and permanent nature. For news and guidance as to the implications from a property perspective see: Coronavirus (COVID-19)—implications for property — Property Insolvency. LR3. Parties to this Lease Landlord   [insert landlord’s name, address and registered number] [(in [administrative receivership] [and also in] [liquidation OR administration])] 1 [insert name of landlord] [(in [administrative receivership] [and also in] [liquidation OR administration])] of [insert address] [incorporated in England and Wales with company registration number [insert company registration number]] (Landlord) acting by [any one of] [ insert one of the following: ] [ Lease by receivers: the [joint] [receiver[s] of the Property], [insert name of [first] receiver]

Law360, London: A judge ruled on 9 May 2025 that AIG does not have to pay the two owners of bars and hotels in Cornwall for losses suffered during the coronavirus (COVID-19) pandemic because the policy did not specifically cover the COVID-19 disease.

Law360, London: A Lloyd's of London syndicate has agreed to a settlement with another syndicate in a US$90m dispute between insurers and underwriters over losses it allegedly suffered when the coronavirus (COVID-19) pandemic led to trade and entertainment venues being shuttered across the world.

Law360, London: A group of insurers will challenge test-case litigation over business interruption insurance in connection with the coronavirus (COVID-19) pandemic at the Court of Appeal in London on 21 January 2025, a hearing that lawyers say could have a long-term impact on disputes over cover.

This Q&A explains the impact of the enactment of Part 1 of Schedule 16 to the Coronavirus Act 2020 (CA 2020) and CA 2020, ss 37–38, requiring the temporary closure of educational institutions and childcare premises and consequent temporary relaxation of the duty on a local authority under section 19 of the Education Act 1996 (EA 1996) to secure exceptional provision of education and the removal of the offences of failing to secure attendance EA 1996, ss 437–444. In particular it covers the consequent government decision to cancel all primary school assessments including assessment against the early learning goals that form the Early Years Foundation Stage profile and SATs. It covers the necessary amendments to legislation introduced by the Education (National Curriculum) (Key Stages 1 and 2 Assessment Arrangements)

This Lexis+® UK Local Government future Education tracker 2020 [Archived] contains a historical record of current awareness, consultations legislations and developments tracked by the Education tracker covering the entire spectrum of education from early years foundation stage (EFYS) to further and higher education. It does not cover the impact of coronavirus (COVID-19) which are covered in the Coronavirus (COVID-19)—education tracker [Archived] and the Coronavirus (COVID-19)—education tracker 2020 [Archived] respectively. As soon as news, consultations and other developments cease to be current, they are archived in the Education tracker archive. Secondary legislation is archived two months after it is in force. Cases and primary legislation are archived 12 months after coming into force or after judgment is handed down. See Practice Notes: Education tracker 2019 [Archived], Education tracker 2018 [Archived], Education tracker 2017 [Archived] and Education tracker 2016 [Archived]. For ease of reference, the tracker has been divided into the following sections: • Legislation and statutory guidance • Bills: passage through parliament • Consultations and developments of interest • Cases Legislation and statutory guidance Further and Higher

Insurance & Reinsurance analysis: The Court of Appeal decided that ‘at the premises’ (or ‘ATP’) disease clauses in business interruption (BI) insurance policies cover losses suffered by businesses because of coronavirus (COVID-19) lockdowns. These clauses provide cover for BI losses caused by occurrences of notifiable diseases ‘at the premises’ of the insured when where the loss is also concurrently caused by occurrences of notifiable disease outside the premises. The proceedings were brought by various businesses against their insurers on BI policies that contained ATP clauses. The central question was whether each instance of coronavirus in the UK was a concurrent proximate cause of the government lockdowns for the purposes of ATP cover. The policyholders argued that it was, by analogy with the Supreme Court’s decision in FCA v Arch Insurance Ltd [2021] UKSC 1, which concerned disease cover for BI losses caused by coronavirus cases occurring within a certain radius of the insured premises. The judgment of the Court of Appeal confirms that the Arch causation analysis does apply to ATP disease clauses, raising the prospect that it may apply to yet further categories of BI policy wording. Written by Lucas Jones and Maud Mullan, barristers at 3 Verulam Buildings.

This advice is current as at 26 March 2020 but may be updated as more guidance becomes available. The rules on creditors’ meetings The Insolvency (England and Wales) Rules 2016 (IR 2016), SI 2016/1024 provide a revised scheme for decision making in insolvency proceedings from 6 April 2017. Previously, decisions were to be made at meetings. The IR 2016, SI 2016/1024 seek to limit the number of physical meetings held and now make clear that where a decision is to be made by either a qualifying decision procedure, a creditors’ decision procedure or a deemed consent procedure, the rules set out in IR 2016, SI 2016/1024, Pt 15 apply. Physical meetings have not been abolished entirely; however, they now only

Law360, London: A group of businesses on 4 November 2025 argued that Liberty Mutual Insurance should pay out for disruption caused by coronavirus (COVID-19) and subsequent lockdowns, on the opening day of the latest trial in a series of cases to examine insurance firms' policies in the wake of the pandemic.