Law360, Expert analysis: On 26 January 2024, in a pro-policyholder coronavirus business interruption (BI) insurance test case, the High Court of Justice of England and Wales handed down its decision in Gatwick Investment Ltd v Liberty Mutual Insurance on key questions relating to whether certain prevention of access, non-damage clauses in a BI policy responded to coronavirus-related loss. Josianne El Antoury, special counsel, and Greg Lascelles, partner, at Covington & Burling LLP outline the key questions that the High Court considered, its findings in respect of each question and analyse the decision for policyholders.