Freeths

Experts

14

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Adam Edwards
Partner, Head of Financial Services
Freeths
Daniel Meyer
Senior Associate
Freeths
Daniel Seely
Associate
Freeths
Emily Leonard
Solicitor
Freeths
Emily Waters
Trainee Solicitor
Freeths
Helen Mitcheson
Solicitor
Freeths
Iona Silverman
Partner
Freeths
Jill Carey
Partner
Freeths
Lucy Johnson
Senior Associate Solicitor
Freeths
Richard Broadbent
Director, Environmental Law
Freeths
Shraiya Thapa
Solicitor
Freeths
Suriya Edwards
Partner
Freeths
Contributions by Freeths

2

The FCA Consumer Duty—implications for insurance intermediaries
The FCA Consumer Duty—implications for insurance intermediaries
Practice Notes

This Practice Note considers the implications of the Financial Conduct Authority’s (FCA) Consumer Duty for insurance intermediaries, including measuring fair value of insurance products, the FCA’s expectations for implementation and consideration of a number of specific issues for insurance intermediaries related to scheme policies, placing and producing brokers, claims and renewal processes, broker commissions and potential conflict with insurers.

The FCA Consumer Duty—implications for insurers
The FCA Consumer Duty—implications for insurers
Practice Notes

This Practice Note considers the implications of the Financial Conduct Authority’s (FCA) Consumer Duty for insurers, including consideration of a number of specific issues related to the claims handling process, the calculation and setting of premiums, the suitability of policy wordings and third party involvement.

Contributions by Freeths Experts

21

Possession proceedings
Possession proceedings
Practice Notes

This Practice Note explains how to bring a possession claim when a lease or licence has ended, whether residential or commercial. It covers Part 55 of the Civil Procedure Rules (CPR 55), how to prepare the claim, and practical guidance for the hearing.

Residential service charges—disputes and procedures
Residential service charges—disputes and procedures
Practice Notes

This Practice Note explains the procedure for handling some of the most common residential service charge disputes under the Landlord and Tenant Act 1985 (LTA 1985), including the landlord’s power to recover residential service charges, the reasonableness of the demand, the timing of demands and the timing and wording of notices and how to bring an application in relation to service charge demands and recovery before the First Tier Tribunal (Property Tribunal) and the recovery of the landlord’s costs for service charge proceedings.

Section 49 of the Law of Property Act 1925—summary procedure for contractual issues and orders for
Section 49 of the Law of Property Act 1925—summary procedure for contractual issues and orders for
Practice Notes

This Practice Note considers the procedure under section 49(1) of the Law of Property Act 1925 (LPA 1925), by which a buyer or seller of any interest in land may, between exchange and completion, make a summary application to court in respect of any requisitions or objections, any claim for compensation, or any other question arising out of or connected with the contract (other than a question affecting the existence or validity of the contract).The court may make such order as appears just, including an order as to the costs of and incidental to the application. The note also deals with a buyer's rights under LPA 1925, s 49(2) to ask the court to return their deposit in appropriate circumstances.

Counter-notice under the Party Wall etc Act 1996
Counter-notice under the Party Wall etc Act 1996
Precedents

This counter-notice is for use where an Adjoining Owner has been served with a Party Wall etc Act 1996 notice by a Building Owner who intends to carry out party wall works to an existing wall. It covers the different scenarios where the Adjoining Owner requires the works proposed by the Building Owner to be modified, or some additional works to be carried out for their own benefit.

Directions—opposed LTA 1954 business lease renewal
Directions—opposed LTA 1954 business lease renewal
Precedents

This precedent is for use when directions are sought in an opposed lease renewal matter under the Landlord and Tenant Act 1954.

Directions—unopposed LTA 1954 business lease renewal
Directions—unopposed LTA 1954 business lease renewal
Precedents

This precedent is a set/timetable of standard directions used when there is an unopposed lease renewal of commercial premises, pursuant to the Landlord and Tenant Act 1954.

Drafting note for claim form and particulars—unopposed lease renewal (tenant’s claim)
Drafting note for claim form and particulars—unopposed lease renewal (tenant’s claim)
Precedents

These drafting notes are to be used to complete a claim form where the tenant of commercial premises seeks a lease renewal pursuant to the Landlord and Tenant Act 1954 and the landlord does not oppose the application. It provides a drafting note for completing Form LT503(LN).

Drafting note for claim form for tenant’s lease renewal (where landlord opposes)
Drafting note for claim form for tenant’s lease renewal (where landlord opposes)
Precedents

These drafting notes are to be used to complete the claim form where a tenant of business premises wishes to apply for the renewal of a tenancy pursuant to the Landlord and Tenant Act 1954 and the landlord is opposing it.

Drafting notes for defence in section 21 standard possession proceedings
Drafting notes for defence in section 21 standard possession proceedings
Precedents

These drafting notes are to be used in connection with a tenant’s defence of a possession claim made by its landlord using the standard possession procedure under section 21 of the Housing Act 1988. The defence should be completed using Form N11R.

Drafting notes for defence to section 8 possession proceedings brought for non-payment of rent
Drafting notes for defence to section 8 possession proceedings brought for non-payment of rent
Precedents

This precedent defence is for use when defending a landlord’s application under section 8 of the Housing Act 1988 seeking possession of residential accommodation let under an assured tenancy, an assured agricultural occupancy or an assured shorthold tenancy and the ground sought for possession is based on the tenant’s alleged non-payment of rent. This precedent is for use in completing Form N11R.

Drafting notes for defence to section 8 possession proceedings brought on grounds other than non-payment
Drafting notes for defence to section 8 possession proceedings brought on grounds other than non-payment
Precedents

This precedent defence is for use when defending a landlord’s application under section 8 of the Housing Act 1988 seeking possession of residential accommodation let under an assured tenancy, an assured agricultural occupancy or an assured shorthold tenancy and the ground sought for possession is based on an alleged breach by the tenant (other than non-payment of rent). This precedent is to be completed using Form N11R.

Drafting notes for particulars of claim in s 21 notice standard possession proceedings
Drafting notes for particulars of claim in s 21 notice standard possession proceedings
Precedents

These drafting notes are to be used when completing Form N119 particulars of claim in a claim for possession by a private landlord of a property let on an assured shorthold tenancy (AST), following service of a notice pursuant to section 21 of the Housing Act 1988 and the landlord intends to use the standard procedure for possession.

Landlord’s defence opposing tenant’s claim for a lease renewal
Landlord’s defence opposing tenant’s claim for a lease renewal
Precedents

This defence is to be used where a landlord is opposing a tenant’s application for the grant of a new lease (tenancy) under the Landlord and Tenant Act 1954.

Tenant’s defence opposing landlord’s lease termination based on ground (f) of section 30(1) of the
Tenant’s defence opposing landlord’s lease termination based on ground (f) of section 30(1) of the
Precedents

This precedent defence is for use by a tenant opposing a landlord’s application to terminate a lease under the Landlord and Tenant Act 1954.

Can a personal representative make an application against a deceased's former employer concerning
Can a personal representative make an application against a deceased's former employer concerning
Q&A

This Q&A considers whether a personal representative can make an application against a deceased's former employer concerning non-party disclosure for employment records.

Does the Fixed Costs regime (CPR Part 45 VII) apply to the Shorter Trial Scheme (PD57AD) and what
Does the Fixed Costs regime (CPR Part 45 VII) apply to the Shorter Trial Scheme (PD57AD) and what
Q&A

This Q&A considers whether the Fixed Costs regime (CPR Part 45 VII) apply to the Shorter Trial Scheme (PD57AD) and the specific provision to be referred to.

If the Claimant's address changes, but the address for service (solicitors) remains the same, does the
If the Claimant's address changes, but the address for service (solicitors) remains the same, does the
Q&A

This Q&A considers whether the court needs to be updated with the change of a claimant’s address where the address for service remains the same.

In practice what effect, if any, does the right contained in Section 61 of the Leasehold Reform, Housing
In practice what effect, if any, does the right contained in Section 61 of the Leasehold Reform, Housing
Q&A

This Q&A considers the Leasehold Reform, Housing and Urban Development Act 1993, s 61 and the effect on a lender’s willingness to lend and valuation.

We have a charging order secured against a property, which is protected by way of a UN1. The defendant
We have a charging order secured against a property, which is protected by way of a UN1. The defendant
Q&A

This Q&A considers the circumstances when (A) has a restriction registered against the property title which pre-dates a charging order and the debenture is noted as a restriction and not as a legal charge on the title, and whether the fact that the debenture is not entered by way of a legal charge on a title document in any way promotes (A)’s interest above that of the debenture?

Where a company is a party to proceedings and has changed its name since issue, how do you reflect this
Where a company is a party to proceedings and has changed its name since issue, how do you reflect this
Q&A

This Q&A considers the process when a company that is party to a proceeding, changes its name since the issue of the claim.

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