James Chadwick

Partner, TLT

James specialises in financial services litigation and contentious financial regulation. He is recognised as a leader in the field in The Legal 500 and widely regarded by his clients as the premier financial services litigation, contentious regulatory and investigations lawyer in the northwest.

Described as “fast becoming the go-to banking litigation partner in the UK, not just the North”, James specialises in financial services litigation and contentious financial regulation. This year, he has been shortlisted as Dispute Resolution Lawyer of the Year at The Legal 500 Northern Powerhouse Awards 2025.

He has extensive retail banking experience and has advised some of the most high-profile UK regulated firms on key issues affecting their portfolios including the implementation of the Consumer Duty (for which James is TLT’s Consumer Duty Champion), crisis response to widely publicised data breaches (including engagement with the FCA, ICO and tPR), PPI strategy, the regulatory intervention in to the motor market, conduct and operational risk investigations. James advises on litigation and rectification strategy, risk management and issues flowing from loan portfolio acquisitions.

James routinely advises market-leading financial institutions and their senior managers on a range of regulatory investigations, including internal and whistleblowing investigations. His experience spans all aspects of the Senior Managers and Certification Regime, the FCA and PRA Code of Conduct and associated fitness and propriety issues.

His contentious regulatory practice includes complex advisory, strategic and risk management work. James has extensive experience advising across a broad range of regulatory issues including redress and remediation, systems and controls, regulatory reporting, operational resilience, fraud, mis-selling and the treatment of customers.

James manages key relationships with financial institutions. His client base includes high-street banks and other financial services providers across the sector. By combining legal insight and commercial acumen, James is considered by many clients as their trusted advisor.

Contributed to

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Dealing with a whistleblower in internal criminal investigations

Practice Notes

This Practice Note provides practical guidance on the issues that may arise following receipt of a whistleblower report from the perspective of the corporate entity (including limited companies, partnerships and LLPs) receiving the report. It covers the importance of a whistleblowing policy, initial assessment of the report, evidential considerations and responding to the report including self-reporting corporate offences.

Corporate Crime

Representing whistleblowers in internal criminal investigations

Practice Notes

This Practice Note provides guidance to lawyers representing whistleblowers in criminal investigations. It provides guidance on whether to blow the whistle, who to report to when making a whistleblowing report, dealing with employers’ requests for help and attending corporates’ lawyer interviews. It addresses the subject of privilege from self-incrimination, the difference between UK/US regimes for incentives and protection and dealing with responses to whistleblowing as well as practical tips and pitfalls to avoid.

Corporate Crime