Celia Richardson

Solicitor, Holman Fenwick Willan

Celia is an associate in the employment, litigation and counselling team, advising employers and employees on contentious and non-contentious employment matters. Celia has experience of litigation in the Court of Appeal, the High Court and the Employment Tribunal, and has been involved in matters concerning breach of restrictive covenants, misuse of confidential information, claims for breach of contract, termination, unfair dismissal, redundancies and discrimination. Celia has also advised on the employment aspects of corporate transactions including share and business sales and contractual negotiations, and she is regularly involved in HR advisory work.

Additionally, Celia has experience in insurance and reinsurance, having acted on a number of coverage disputes, advised UK and international clients in relation to policy reviews, and assisted on a number of regulatory matters.

Contributed to

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Allocation and attachment of losses

Practice notes

This Practice Note considers allocation and attachment of losses in insurance and reinsurance claims where it is unclear to which insurance policy a loss will attach to or to which year of account it falls to be allocated. It also considers allocation of recoveries and provides guidance as to how complexities such as aggregation, underinsurance, average and indivisible losses affect how losses are allocated and to which policies they attach.

Insurance & Reinsurance