Eleanor Ruiz

Associate, Reed Smith LLP

Year of Qualified: England & Wales - 2014 and Hong Kong - 2017

Eleanor specializes in complex commercial disputes, insurance recovery and insolvency-related disputes, including professional negligence claims. She represents a broad range of clients, including liquidators, investment and retail banks, corporations, insurance companies and brokers.

Eleanor trained and qualified at Reed Smith in London in the Global Commercial Disputes Group, handling general commercial disputes and insurance recovery matters.

In 2016 she moved to Hong Kong, where she joined a specialist investigative dispute resolution practice and qualified as a solicitor of the High Court of Hong Kong. There she worked on insolvencies being litigated in the Hong Kong courts, including professional negligence claims involving directors, auditors and other professional service providers.

Eleanor returned to Reed Smith in London in 2019, re-joining the Global Commercial Disputes Group.

Eleanor was seconded to one of the UK's largest retail banks for six months, advising the business in respect of various disputes and advising on insurance coverage for the settlement of PPI claims.

Eleanor is actively involved in pro bono. She participates in legal advice clinics and is part of a large case team working alongside Amicus, helping provide representation for those facing the death penalty in the U.S.

Contributed to

2

Allocation and attachment of losses

Practice Notes

This Practice Note considers allocation and attachment of losses in insurance and reinsurance claims where it is unclear to which insurance policy a loss will attach to or to which year of account it falls to be allocated. It also considers allocation of recoveries and provides guidance as to how complexities such as aggregation, underinsurance, average and indivisible losses affect how losses are allocated and to which policies they attach.

Insurance & Reinsurance

Subrogation in insurance and reinsurance

Practice Notes

This Practice Note provides guidance on subrogation in the context of insurance. It explains the legal basis, purpose and practical application of subrogation, and outlines how to distinguish rights of subrogation from other rights such as assignment or contribution. It also examines common scenarios, including subrogation against co-insureds, the application of express subrogation clauses and waivers of subrogation. In addition, it addresses the allocation of recoveries and the insured’s duty to co-operate with insurers.

Insurance & Reinsurance