Julia Smith

Julia's background is in general common law and chancery civil litigation. Her specialist practice areas are consumer credit, financial services, unfair terms, unfair commercial practices and other developing areas of consumer protection legislation. She is very experienced in the drafting and construction of contractual documentation and in the interpretation of legislation which controls contractual relationships. She is recommended as a leading junior in banking, finance and consumer credit by the Legal 500 and in consumer law by Chambers and Partners. Clients include banks and other creditors, leasing companies, retailers and regulators.

Practice areas


  • London Common Law and Commercial Bar Association


  • University of Liverpool
  • Cheltenham Ladies' College

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