Mark Ridler#3820

Mark Ridler

Legal Director, Hill Dickinson
Mark is a legal director at Hill Dickinson. He qualified as a solicitor in 1986 and, after initially specialising as a corporate lawyer, has advised pension scheme trustees and corporate clients for over 20 years on a wide range of pension matters, including: resolving historic errors in pension documentation; drafting and updating pension scheme documentation; the pensions aspects of corporate transactions and restructuring; the closure, wind up and merger of pension schemes; Pensions Regulator proceedings; the Local Government Pension Scheme; fiduciary management agreements; and auto-enrolment.

Chambers 2013 says that Mark is noted for his wide-ranging experience of pensions law and that one peer states: "He's technically very able" and clients have noted in Chambers that Mark offers “good, strong, pragmatic” advice.
Contributed to

4

Corporate trustees—articles of association of a pension trustee company
Corporate trustees—articles of association of a pension trustee company
Practice notes

This Practice Note considers the key areas when looking at the articles of association of a corporate pension trustee, including: the appointment and removal of trustee directors; trustee directors’ interests and conflicts and the impact of the Companies Act 2006; indemnity provisions for trustee directors; disqualification of trustee directors; the relationship of the sponsoring employer and the corporate trustee and the interaction between the scheme rules and the articles of association of the corporate trustee.

Payment of surplus to the employer—ongoing pension schemes
Payment of surplus to the employer—ongoing pension schemes
Practice notes

This Practice Note covers refunds of surplus to the employer while an occupational pension scheme is ongoing (as opposed to winding up). In particular, this Practice Note looks at the circumstances in which the power to refund such surplus arises, the statutory requirements applicable, the impact of the Pensions Act 2004, s 251, the tax treatment of a surplus payment, and any applicable penalties for breach.

Reviewing and negotiating pension buy-in and buy-out policies
Reviewing and negotiating pension buy-in and buy-out policies
Practice notes

This Practice Note summarises a typical pension buy-in/buy-out process and then considers the content of the quotation and the policy terms and conditions, including benefits and alterations to benefits, payments and adjustments, data cleansing, scheme administration during the buy-in period, issuing personal policies at the buy-out stage, warranties and indemnities, trustee liability, cancellation and termination, and data protection.

The recovery of section 75 debts in practice
The recovery of section 75 debts in practice
Practice notes

This Practice Note looks at matters that trustees should consider in the recovery of a section 75 debt/employer debt/statutory debt, including the process for calculating and claiming a section 75 debt, its enforcement, how interest may be recovered on late payment, dealing with a shortfall in the recovery of the section 75 debt and the issue of statutory discharges for trustees when the debt is paid.

Practice Area

Panel

  • Contributing Author

Qualified Year

  • 1986

Membership

  • Association of Pension Lawyers
  • National Association of Pension Funds (Treasurer, Yorkshire Group)

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