Bill McCaffrey

Bill McCaffrey is a partner in CMS's Financial Services and Products team and Head of its Consumer Credit practice. Consistently top ranked in the Chambers UK legal directory, he is singled out for his in-depth understanding of the market. He focuses on legal and regulatory issues relating to secured and unsecured loans, instalment credit, leasing, asset finance, payment services and electronic money. Before joining CMS Bill spent 14 years as a senior in house lawyer at Abbey National and First National Bank
Contributed to


Payment Services Directive 2 (PSD2)—one minute guide
Practice notes

The second Payment Services Directive (PSD2) came into effect on 13 January 2018. This PSD2 one minute guide summarises the key changes introduced by PSD2, including third party payment service providers (TPPs), increased scope, transparency and consumer protection provisions.

Practice areas


  • Consulting Editorial Board
  • Contributing Author

If you expected to see yourself on this page, click here.