This Practice Note sets out the regulations that apply to regulated agreements, as defined by the Consumer Credit Act 1974, and their application to the drafting and variation of consumer credit agreements or consumer hire agreements that are regulated agreements.
This Practice Note examines the debtors right under the Consumer Credit Act 1974 to receive a copy of the executed credit agreement into which they entered, including when and how a request for a reconstituted agreement can be made, and the practical consideration for both the creditor and the debtor.
This Practice Note examines the unfair relationship provisions of the Consumer Credit Act 1974 (CCA 1974) that empower a court to find that the relationship between a creditor and borrower is unfair, including the types of consumer credit agreements covered by the legislation, and the courts power to remedy any unfair relationship.
If you expected to see yourself on this page, click here.
0330 161 1234