Andrew Barber#250

Andrew Barber

Partner, Dentons
Andrew is a partner in Dentons' London office. He is a member of the Regulatory & Investigations team with a broad range of expertise across the UK's regulation of retail financial services and FinTech. His experience focuses on payment services, retail banking, consumer credit, mortgages and financial crime prevention.

Andrew supports on the set-up of financial services business in the UK, including advice on the regulatory perimeter and the authorisations process with the Financial Conduct Authority. He also advises on the development of new products and services, distribution, compliance and governance, and the implementation of regulatory change such as the Consumer Duty and the Senior Managers and Certification Regime.

Andrew has worked with a range of clients on strategically important matters such as group reorganisations, large-scale remediation projects in the consumer credit market, material outsourcings and providing advisory support on regulatory investigations. He has also been involved in advising on a range of issues around ongoing access to cash for both retail and small business customers.

Andrew has also led both the unsecured consumer credit working group on the implementation of the Consumer Duty and the mortgages working group on LIBOR transition for a UK industry association. 

His clients include a wide range of regulated firms including banks, insurers, consumer credit firms, payment firms, e-money issuers mortgage providers and FinTechs.

Andrew was also admitted to practice as a barrister and solicitor in South Australia in 2001.

Contributed to

1

UK regulation of payment services providers—essentials
UK regulation of payment services providers—essentials
Practice Notes

The Payment Services Regulations 2017, SI 2017/752 (PSRs 2017) transposed the recast PSD2 (Directive 2015/2366/EU) into national law on 13 January 2018 and largely came into force on that date. The PSRs 2017 replaced the Payment Services Regulations (SI 2009/209) (PSRs), which itself transposed the original Payment Services Directive (PSD) (Directive 2007/64/EC). This Practice Note provides information and analysis about the constituent parts of the PSRs 2017 and also considers the impact of Brexit (including areas of divergence), the PSRs 2017 and the assimilated EU legislation discussed in this Practice Note were amended at the end of the implementation period (ie 31 December 2020 referred to as IP completion day) by various statutory instruments in order to fix deficiencies occurring in the scope of the PSRs 2017 and retained EU legislation and reducing from EEA coverage to solely the UK. The Practice Note also considers the interaction between the PSRs 2017 and the UKs Open Banking Standard, as well as the application of Financial Conduct Authority (FCA) Handbook provisions to payment services providers

Practice Area

Panel

  • Contributing Author

Qualified Year

  • 2010

Experience

  • Dentons (October 2024 - Present)
  • Pinsent Masons (February 2019 - September 2024)
  • Womble Bond Dickinson (December 2014 - January 2019)
  • Dentons (March 2012 - November 2014)
  • Barclays Wealth (June 2008 - March 2012)
  • Berwin Leighton Paisner (May 2006 - May 2008)
  • Finlaysons (October 2004 - April 2006)
  • Camatta Lempens (February 2001 - September 2004)

Membership

  • Law Society
  • Law Society of South Australia

Qualifications

  • Master of Business Administration (MBA) (2004)
  • Graduate Diploma in Legal Practice (GDLP) (2001)
  • Bachelor of Laws (LLB) (2000)
  • Bachelor of Science (Jurs) (BSc(Jurs)) (2000)

Education

  • The University of Adelaide (1995-2000) (2002-2004)
  • Law Society of South Australia (2000)

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