Rowan Harris

Pensions Actuary, Quattro Pensions
Rowan joined Quattro Pensions in 2017, advising trustees on many areas including scheme funding and PPF assessment. Prior to this, Rowan spent 15 years at Barnett Waddingham, where she built up a wealth of experience in research. Rowan takes pride in distilling complex regulation into clear and engaging communications, focusing on the impact on clients.

Rowan edits regular news bulletins for Quattro Pensions. She assists the Institute and Faculty of Actuaries in responding to industry consultations.
Contributed to


Pension commencement lump sums (PCLSs)
Practice Note

This Practice Note considers pension commencement lump sums (PCLSs), considerations relating to the timing of their payment, commutation factors, the calculation of PCLSs, common problems which arise in practice, circumstances when no PCLS can be taken, the protection of pre A-day rights to tax-free lump sums and circumstances when PCLSs should be reported to HMRC.

Practice areas


  • Fellow of the Institute of Actuaries (2008)


  • Institute & Faculty of Actuaries
  • Association of Consulting Actuaries
  • International Association of Consulting Actuaries


  • Contributing Author


  • University of Manchester: MPhys (Physics with Astrophysics)

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