Elizabeth Graham

Elizabeth Graham is Partner in the Manchester Pensions team at Squire Patton Boggs. She qualified in 1993 and joined Squire Patton Boggs in 2016. She has a wealth of experience advising on pension scheme matters and the complexities of pensions law.

Elizabeth advises both employers and trustees on all types of pensions law including scheme design, deficit funding issues, risk management and scheme governance. In addition, she supports a number of other departments within the firm including the corporate team on pensions work relating to mergers, acquisitions and restructurings.

She is a Fellow of the Pensions Management Institute and a full member of the Association of Pensions Lawyers. She is a former Secretary of the Yorkshire Regional Group of the National Association of Pension Funds, and former Secretary of the London Regional Group of the Pensions Management Institute.
Contributed to


Statutory funding regime and the interaction with scheme rules
Practice Note

This Practice Note looks at the problem areas surrounding the interaction between the statutory, scheme-specific pension funding regime under the Pensions Act 2004 (PeA 2004) and the employer contribution rule of a pension scheme, in particular the extent to which legislation overrides the scheme rules (and vice versa). This Practice Note makes particular reference to the British Vita case, the Allied Domecq case and the Pilots case.

The Pension Protection Fund—multi-employer schemes
Practice Note

This Practice Note looks at issues relevant to multi-employer schemes under the Pension Protection Fund (PPF). It considers how multi-employer schemes are treated differently to single-employer schemes and looks briefly at the key legislation applicable to such schemes for PPF purposes.

The Pension Protection Fund—reducing the risk-based levy
Practice Note

This Practice Note looks at how pension schemes can legitimately reduce the risk-based levy payable to the Pension Protection Fund (PPF) each year. It also looks briefly at the important deadlines for submission of information to the PPF in order to reduce the risk based levy.

The scheme-specific funding regime
Practice Note

This Practice Note looks at the pension funding legislation (also known as the scheme-specific funding (SSF) regime) applicable to defined benefit occupational pension schemes, as prescribed by the Pensions Act 2004 and the Occupational Pension Schemes (Scheme Funding) Regulations 2005, SI 2005/3377. In particular, it looks at the requirements of the SSF regime including the statutory funding objective, the statement of funding principles, the actuarial requirements, the recovery plan, the schedule of contributions, and the disclosure requirements.

Practice areas


  • LLB University of Wales, Aberystwyth, LLB College of Law, York, Law Society Finals


  • Contributing Author


  • University College of Wales

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