Jake Ghanty#1689

Jake Ghanty

Solicitor, Deloitte
Jake is a Partner at Deloitte Legal UK where he is Head of Financial Regulation. His clients range from large international banks to start-up and scale-up fintech businesses. Previously Jake has been a Partner at international law firms including Pinsent Masons and Berwin Leighton Paisner.

Jake is a Solicitor of the Supreme Court of England and Wales (since 2000) and a member of The Law Society. He is recommended in the Legal 500 UK edition for financial services regulation and fintech.

He is a member of the Financial Services Sub-committee of the Law Society’s Company Law Committee. Jake is the Editor of the chapter on MIPRU for LexisNexis Butterworths Financial Regulation Service.

Jake writes a regular column for PLC Financial Services – Jacob Ghanty’s Payment Services & Electronic Money Column.
Contributed to


Insurance Distribution Directive (IDD)—background and legislative history
Insurance Distribution Directive (IDD)—background and legislative history
Practice notes

The Directive (EU) 2016/97, Insurance Distribution Directive (IDD) repealed and replaced the Directive 2002/92/EC, Insurance Mediation Directive (IMD) effective 1 October 2018. Following the implementation of the IMD, it had become clear that there were inconsistencies in the way that the IMD was being implemented across Member States. The IDD aims to harmonise the implementation of the provision of insurance and reinsurance distribution across the EU, provide consistency in the sale of insurance and reinsurance products, increase consumer protection and promote cross-border integration. This Practice Note examines the European Commission’s review of the IMD, its proposals to revise the directive and the legislative process that resulted in the adoption of the IDD.

Practice Areas


  • Contributing Author
  • Other Publications

Qualified Year

  • 2000


  • Kemp Little (2017 - 2021)
  • K&L Gates (2015 - 2017)
  • Berwin Leighton Paisner (2011 - 2015)
  • Pinsent Masons (2007 - 2010)


  • Law Society of England and Wales


  • Legal Practice Course (1998)
  • Graduate Diploma In Law (1997)
  • BA Hons (History) (1995)


  • University of Exeter (1998)
  • University of Reading (1995)
  • The King’s School, Gloucester (1992)

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