Jacob Ghanty#1689

Jacob Ghanty

Jacob is a Commercial Technology partner and leads the financial regulatory team at Kemp Little.

Jacob has built a career as a financial services regulation specialist advising clients including payment institutions, e-money issuers, banks, insurers, asset managers, crowdfunding platforms and technology companies. His focus on payments law and regulation has also seen him build many strong relationships within the fintech sector.

Before joining Kemp Little, Jacob undertook secondments with both Legal & General and Fidelity Investments.

He has been a recommended practitioner in both The Legal 500 and Chambers and Partners guide to the legal profession, in the financial services and payments law categories, over a number of years.
Contributed to


Insurance Distribution Directive (IDD)—background and legislative history
Insurance Distribution Directive (IDD)—background and legislative history
Practice notes

The Insurance Distribution Directive (Directive (EU) 2016/97) (IDD) repealed and replaced the Insurance Mediation Directive (Directive 2002/92/EC) (IMD) effective 1 October 2018. Following the implementation of the IMD, it had become clear that there were inconsistencies in the way that the IMD was being implemented across Member States. The IDD aims to harmonise the implementation of the provision of insurance and reinsurance distribution across the EU, provide consistency in the sale of insurance and reinsurance products, increase consumer protection and promote cross-border integration. This Practice Note examines the European Commission’s review of the IMD, its proposals to revise the directive and the legislative process that resulted in the adoption of the IDD.

Practice Areas


  • Contributing Author
  • Other Publications

Qualified Year

  • 2000


  • LPC and GDL, Exeter University


  • BA Hons History, Reading University
  • LPC and GDL, Exeter University

If you expected to see yourself on this page, click here.