Beth Zheng

Solicitor (Associate), Reed Smith LLP

Beth is an associate in the Global Commercial Disputes Group in London, having joined the firm as a trainee in September 2023. Prior to Reed Smith, she worked in the employment litigation team of an international law firm.

Her practice involves advising clients on complex commercial litigation matters, with recent experience in the financial services, luxury goods, music, and shipping sectors.

Beth’s contributions to the firm’s pro bono initiatives include working for Kids in Need of Defense and the Queen Mary Legal Advice Clinic, as well as serving as project co-champion of the Schools Consent Project.

Contributed to

1

Allocation and attachment of losses

Practice Notes

This Practice Note considers allocation and attachment of losses in insurance and reinsurance claims where it is unclear to which insurance policy a loss will attach to or to which year of account it falls to be allocated. It also considers allocation of recoveries and provides guidance as to how complexities such as aggregation, underinsurance, average and indivisible losses affect how losses are allocated and to which policies they attach.

Insurance & Reinsurance