Michael Oxlade

Solicitor, Simmons & Simmons

Michael Oxlade is a member of Simmons & Simmons’ financial services regulatory practice in London, focusing on regulated payments and lending. Michael works with major banks, FinTechs, and payments firms on the regulation of payment services and consumer credit lending. Before joining Simmons & Simmons in 2024, Michael spent more than a decade in the consumer finance team at another London-headquartered global law firm.

Contributed to

2

The FCA Consumer Duty—application to retail banks and building societies

Practice Notes

This Practice Note considers the application of the FCA’s Consumer Duty to retail banks and building societies, focusing on the scope of the Consumer Duty’s application to the core products and services provided by retail banks and sector specific FCA supervisory focus areas for Consumer Duty compliance.

Financial Services

The FCA Consumer Duty Checklist—Demonstrating Fair Value

Checklists

This checklist is designed to assist practitioners in understanding and applying the FCA’s Consumer Duty requirements for demonstrating fair value.

Financial Services