Insurance mediation wording including demands and needs statement—after the event insurance for standard CFA [Archived]
Insurance mediation wording including demands and needs statement—after the event insurance for standard CFA [Archived]

The following Practice Compliance precedent provides comprehensive and up to date legal information covering:

  • Insurance mediation wording including demands and needs statement—after the event insurance for standard CFA [Archived]

After-the-event costs insurance

[Explain what sort of insurance contract you are recommending, eg ‘We have recommended that you purchase after the event legal expenses insurance and this letter explains our reasons’.]

Demands and needs

Even though we are acting on a no-win-no-fee basis, there is still a risk that if you lose you will have to pay:

  1. any expenses (disbursements) spent on your behalf, eg court fees or expert fees

  2. any barrister who does not act on a no-win-no-fee basis

  3. your opponent’s costs

You may also have to pay some of your own and your opponent’s costs if they make an offer to settle your claim which you do not subsequently beat. (This is called a Part 36 offer.)

We have:

  1. considered relevant information we already hold

  2. discussed whether other methods of funding may be available, eg legal aid or a third party funding agreement

  3. discussed whether your fees may be paid by someone else, eg a trade union or other membership organisation

  4. obtained details of and discussed whether you have any relevant existing insurance that might cover or contribute to your fees, eg under your [insert type of insurance, eg home contents/motor insuran

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