The following Immigration precedent provides comprehensive and up to date legal information covering:
Any documents not in English or Welsh must be accompanied by the version in its original language with a full translation which includes:
—certification by a qualified translator and details of the translator's or translation company’s credentials
—contact details for the translator or translation company
—confirmation that it is an accurate translation of the original document
—date of the translation, and
—full name and signature of the translator or an authorised official of the translation company
All identity documents that are provided must be original, unless otherwise specified.
The supporting documents can be either originals or copies.
In the majority of applications, supporting documents are digitally uploaded prior to the appointment, rather than submitting original hard copy documents at the visa application centre. Where this is not possible, scanning and upload services may be available at some visa application centres. This will involve taking your original documents to your appointment, where they will be uploaded by a staff member on the day. The originals will then be returned to you. In some countries, you may be required to post your completed application (including supporting documents (which can include copies)) to a specified address. This is increasingly rare.
When submitting copies, please ensure that:
—these are clear copies of the original documents. If a caseworker wants to verify a document, they reserve the right to
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This Practice Note explains certain common financial covenants used in commercial finance transactions including:•minimum net worth test•gearing ratio•leverage ratio (or debt to equity ratio)•current ratio (or acid test ratio)•cashflow ratio•interest cover ratio, and•loan to value ratioIt explains:
When restructuring is considered rather than formal insolvency proceedings (see Practice Note: Benefits of restructuring over formal proceedings) the company may want to ensure that relevant creditors quickly enter a standstill agreement to gain some breathing space to consider a restructuring
Codicils may be used for making any alteration in a Will such as to alter the executors or make changes in legacies, whether by addition or deletion but that is by no means their only use. As a general rule, substantial changes are best achieved by means of a new Will and codicils are more
Disposal and devolutionThe equity of redemption arises as soon as the mortgage is made. It is an interest in the land which the mortgagor can:•transfer, lease or mortgage inter vivos, or•by will (it passes on intestacy)No cloggingIt is a fundamental principle of a mortgage that there must be no clog
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