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Coronavirus (COVID-19)—re-opening after lockdown: employers’ liability insurance and directors’ & officers’ liability insurance in the UK

Coronavirus (COVID-19)—re-opening after lockdown: employers’ liability insurance and directors’ & officers’ liability insurance in the UK
Published on: 02 June 2020
Published by: LexisPSL
  • Coronavirus (COVID-19)—re-opening after lockdown: employers’ liability insurance and directors’ & officers’ liability insurance in the UK
  • Employers’ liability insurance
  • Cover
  • Extensions
  • Directors’ & officers’ (D&O) policy
  • Cover
  • Exclusions
  • Costs extensions
  • Recommendations
  • Conclusion

Article summary

Insurance & Reinsurance analysis: As lockdown measures begin to be relaxed in the UK, the first steps are being taken to get businesses up and running again, and to bring employees back into the workplace. We advise that before you re-open your business, you review all relevant insurance policies in place, in particular any employers’ liability insurance and directors’ & officers’ (D&O) liability insurance policies. These policies may offer important protection if an employee returns to work, catches coronavirus (COVID-19) as a consequence, and then brings a claim against the business or a director or officer of the company. In this article, the Reed Smith Insurance Recovery team, reviews the cover that may be available under these policies, and set out their recommendations for engaging with your insurers. Keeping your insurers informed and seeking their input at an early stage of re-opening may prove critical in the event of any future dispute. or take a trial to read the full analysis.

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