- Business interruption policies covering coronavirus (COVID-19) outbreak at particular premises
- What was the approach taken by the FOS in its decision on business interruption claims in relation to claims made 'at the premises'?
- Would the FOS decision be different if it was considered after the FCA test case judgment, and with consideration to the approach to causation?
Insurance & Reinsurance analysis: Barrister at Kings Chambers, Andrew McGee, considers the approach taken by the Financial Ombudsman Service (FOS) in its decision on business interruption claims due to the coronavirus (COVID-19), and whether a FOS decision on a policy requiring the presence of coronavirus at the premises would have been different if it was considered after the Financial Conduct Authority (FCA) test case judgment.
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