[(1) For the purposes of this Group of Parts “opted-out creditor” in relation to an office-holder for an individual means a person who—
(a) is a creditor of the individual, and
(b) in accordance with the rules has elected (or is deemed to have elected) to be (and not to cease to be) an opted-out creditor in relation to the office-holder.
(2) In this section, “office-holder”, in relation to an individual, means—
(a) where a bankruptcy order is made against the individual, the official receiver or the trustee in bankruptcy;
(b) where an interim receiver of the individual's property
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