[(1) The following presumptions are to apply to the determination of an application for a debt relief order.
(2) The official receiver must presume that the debtor is an individual who is unable to pay his debts at the determination date if—
(a) that appears to the official receiver to be the case at the application date from the information supplied in the application and he has no reason to believe that the information supplied is incomplete or inaccurate; and
(b) he has no reason to believe that, by virtue of a
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