[(1) The FCA must prepare and issue a statement of its policy with respect to—
(a) the imposition of penalties under section 345(2)(d), and
(b) the amount of penalties under that provision.
(2) If by virtue of an order under section 345A(1), the PRA has power to impose penalties under section 345A(4)(c), the PRA must prepare and issue a statement of its policy with respect to—
(a) the imposition of penalties under section 345A(4)(c), and
(3) A regulator's policy in determining what the amount
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