(1) The operator of a scheme recognised by virtue of section 272 must give written notice to the [FCA] of any proposed alteration to the scheme [which, if made, would be a material alteration].
(2) Effect is not to be given to any such proposal unless—
(a) the [FCA], by written notice, has given its approval to the proposal; or
(b) one month, beginning with the date on which notice was given under subsection (1), has expired without the [FCA] having given written notice to the operator that it has decided to refuse approval.
(3) At least one month befor
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